by Brouse and Mukherjee
Foreword by Daniel Brouse, October 2024
The Past, Present, and Future of Climate Change
We first developed the hypothesis of the non-linear acceleration of climate change in the 1990s. By the early 2000s, this hypothesis evolved into established climate theory, now widely accepted as scientific fact. My lab partner, a Doctor of Physics from Ohio State, and I collaborated to provide crucial evidence supporting this theory. Over time, we have observed a significant shift in the doubling time of climate change impacts -- the rate at which the effects intensify. Initially, the doubling time was approximately 100 years, but it has since decreased to 10 years, and more recently, to just 2 years.
This trend means that the damage caused by climate change today is double what it was two years ago, and in two more years, it could be four times worse. Unfortunately, this rapid acceleration does not appear to be an anomaly, especially given the record-breaking events we've witnessed this year, even during the typically cooler La Nina phase. If this trajectory continues, the outcomes will be far more catastrophic than previously expected.
Our climate model was validated in the summer of 2024, as we observed a dozen billion-dollar climate disasters in the first part of the year. On September 26, Hurricane Helene made landfall, emerging as one of the most destructive climate events in recorded history. With over 200 fatalities and $126 billion in direct damages, the hurricane had ripple effects beyond its immediate destruction. For instance, it disrupted 60% of the U.S. IV fluid supply, causing critical shortages in the healthcare sector. Even more concerning, the global tech industry has been impacted, as 99% of the pure quartz used in semiconductor manufacturing has been affected, leading to potential long-term consequences for electronics production.
Hurricane Milton quickly followed, further compounding the devastation. Milton is expected to result in over $100 billion in insurance claims, complicating an already strained insurance market for Florida homeowners. On top of that, the public and government will likely bear an additional $50 billion in costs, placing further pressure on taxpayers and state resources. Much of the damage was caused by high winds and an unprecedented number of tornadoes -- over 30 tornadoes hit eastern Florida, causing the highest number of fatalities and extensive financial losses.
The Grantham Institute for Climate Change and the Environment at Imperial College London confirmed that nearly half of the increased costs and intensity of Hurricanes Milton and Helene can be directly attributed to climate change. According to Professor Ralf Toumi, Director of the Grantham Institute and co-author of several studies, "With every fraction of a degree of warming, extreme weather events like Hurricanes Milton and Helene become more powerful and destructive. This should be a wake-up call for anyone who believes climate change is too expensive to address -- every delay in reducing emissions only increases the cost of these catastrophic events."
In summary, the evidence is clear: climate change is rapidly accelerating, and the costs -- both economic and human -- are growing exponentially. The future demands decisive and immediate action to curb greenhouse gas emissions and prevent further environmental and societal collapse. Our updated climate model, now integrating complex social-ecological factors, shows that global temperatures could rise by up to 9°C within this century -- far beyond previous predictions of a 4°C rise over the next thousand years. This kind of warming could bring us dangerously close to the "wet-bulb" threshold, where heat and humidity exceed the human body's ability to cool itself, leading to fatal consequences.
The Immediate Impact of Climate Change Many areas in the U.S. are experiencing average temperature increases of up to 10°C, extending over more weeks during both spring and fall. This increase allows the atmosphere to hold about 70% more water vapor, leading to significantly more rainfall. Additionally, raindrops are becoming larger and falling faster, which increases their momentum. Using the formula p=mv (momentum = mass x velocity), larger and faster raindrops carry more energy.
Moreover, the number of raindrops is also increasing. A higher concentration of raindrops in a given time and area further boosts momentum. For example, if N raindrops, each with mass m and velocity v, hit a surface area A per second, the total momentum impacting the surface is Nmv per second. This contributes to increased force and damage during rainstorms. The end result is an increase not only in the frequency and intensity of storms but also in the momentum of falling rain, which intensifies their impact. Violent Rain Mass and velocity are just part of the equation; density also plays a key role. The combination of these variables increases the intensity of flow forces. Wind and water forces scale with the square of velocity, meaning that as flow speeds increase — due to more intense heating or heavier rainfall — the damage scales accordingly. According to drag physics, force is proportional to density times the square of velocity. For example, a 20-mile-an-hour wind exerts four times the force of a 10-mile-an-hour wind, while a 40-mile-an-hour wind exerts 16 times the force of a 10-mile-an-hour wind. At 50 miles an hour, the force is 25 times greater, and at 60 miles an hour, it's 36 times greater than at 10 miles an hour. Now, add the density factor: water is about 800 times denser than air, so a 10-mile-an-hour water flow exerts 800 times the force of a 10-mile-an-hour wind. As flow velocities increase due to climate change, the forces — and thus the damage — scale with the square of the velocities. While we may not know precisely how much velocities will rise with climate change, we're already seeing the effects: overwhelmed flood and sewage systems, collapsing hillsides, and more.
The Hidden Price of Progress: Unraveling the Economic, Environmental, and Human Costs of Climate Change Climate Disasters In 2022 and 2023, extreme weather events, including droughts, wildfires, and floods, disrupted agricultural supply chains, resulting in shortages and rising costs of staple commodities like chocolate, beef, chicken, sugar, and grains. The cascading effects of these shortages stretched global food systems and increased the burden on consumers. More recently, Hurricanes Helene and Milton in 2024 highlighted the fragility of critical supply chains. These storms devastated production facilities for intravenous (IV) solutions, causing a 60% reduction in hospital supply, and severely impacted the availability of pure quartz, an essential component in semiconductor manufacturing, leading to a 99% reduction in the global supply. These shortages not only affected healthcare and technology sectors but also underscored the ripple effects of climate-induced disasters on global economies. Beyond immediate material shortages, the costs of climate change manifest in infrastructure damage, insurance payouts, healthcare costs from pollution and heatwaves, and long-term economic losses due to diminished agricultural productivity and displaced populations. Together, these factors demonstrate that climate change is not just an environmental issue but a profound economic challenge with cascading effects across industries and societies. Consumption Feedback Loops This phenomenon creates a self-reinforcing feedback loop. The increased use of energy generates more greenhouse gas emissions, particularly carbon dioxide and methane, which exacerbate global warming. In turn, this accelerates the frequency and intensity of extreme heat events, further driving up energy demand. For instance, the International Energy Agency (IEA) has documented that cooling-related energy demand is the fastest-growing use of electricity in buildings globally, with air conditioning alone responsible for a significant portion of annual carbon emissions. The loop is not only a climate problem but also an economic and social one. Many regions, especially in developing countries, face energy poverty and unreliable electricity grids. These areas are disproportionately vulnerable, as they lack the infrastructure and resources to cope with rising temperatures, leading to increased mortality and economic strain. Moreover, the reliance on fossil fuel-generated electricity in many parts of the world perpetuates dependence on non-renewable energy sources, hindering the transition to cleaner energy systems. To break this cycle, investments in renewable energy, energy-efficient cooling technologies, and better urban planning are critical. For example, innovations in passive cooling designs, reflective building materials, and the widespread adoption of solar-powered air conditioning systems could help mitigate this feedback loop. Addressing these interconnected challenges will require both technological innovation and policy intervention to ensure that efforts to adapt to climate change do not inadvertently worsen the problem. Insurance As climate-related disasters -- such as hurricanes, wildfires, and floods—increase in both frequency and intensity, the economic strain on both taxpayers and insurance systems is becoming unsustainable. Florida's reliance on taxpayer-backed insurance, for instance, exposes state finances to significant risk, particularly after events like Hurricane Ian in 2022, which caused catastrophic losses. Taxpayer-funded bailouts of insurance systems and rising deficits could divert resources from other critical areas, further exacerbating economic instability. The real estate market in these high-risk zones is also feeling the effects. With increasing difficulty in obtaining or affording insurance, properties are losing value, and homeowners face the growing prospect of being unable to sell or refinance. Liquidating properties in such areas might mitigate individual financial risks, but widespread devaluation could trigger broader economic repercussions, including localized housing market collapses. Insurance costs across sectors -- including crop insurance, property insurance, real estate policies, and transportation coverage -- are projected to rise annually as risk assessments become more climate-focused. In agriculture, extreme weather events such as droughts and floods are already inflating premiums for crop insurance, threatening the viability of farms. Similarly, transportation insurers face rising costs due to infrastructure damage from climate-related disasters, such as washed-out roads and disrupted supply chains. To address these challenges, systemic reforms are necessary. This includes redesigning insurance models to incorporate climate resilience, investing in mitigation measures like improved infrastructure and flood defenses, and implementing policies that discourage development in high-risk zones. Without such changes, the cycle of rising costs and escalating risks will continue to burden individuals, businesses, and governments. Measuring the Cost of Declining Life Expectancy and Quality of Life U.S. life expectancy, which remained relatively stable between 2014 and 2019, experienced a dramatic decline in recent years. In 2019, life expectancy was 78.8 years, but by 2020, it dropped to 77 years, marking the most significant single-year decline since World War II. This trend continued into 2021, with life expectancy falling further to 76.1 years. While the COVID-19 pandemic played a major role in these shifts, it also highlighted systemic vulnerabilities that climate change is likely to exacerbate. Climate Change and Health Outcomes Economic and Insurance Implications
A Critical Intersection of Public Policy and Health
In conclusion, climate change is reshaping public health in profound ways. As life expectancy trends downward and quality of life diminishes, the urgency of addressing climate-driven health risks becomes more evident. Collaborative efforts between policymakers, healthcare providers, and environmental scientists are critical to safeguarding future generations from the escalating costs of climate change on human health.
Chaos Theory and Climate Change Brouse and Mukherjee (2024)
The Hidden Price of Progress: Unraveling the Economic, Environmental, and Human Costs of Climate Change Brouse (2024)
Climate Change 2024 Brouse and Mukherjee (2024)
The Persistence of Climate Change Denial: Impact and Consequences Brouse (2024)
The Dangers of Tropospheric Ozone: A Silent Threat to Health and the Environment Brouse (2024)
The Age of Loss and Damage Brouse (2023)
Toppled Tipping Points: The Domino Effect Brouse and Mukherjee (2023)
Climate Change: Rate of Acceleration Brouse and Mukherjee (2023-2024)
Tipping Cascades, Social-Ecological Systems, and the Hottest Year in History Brouse (2024)
Canadian Wildfires: Over the Tipping Point Brouse (2024)
Wildfires, Climate Change and Extreme Weather Events Brouse and Mukherjee (2024)
The Physics of Violent Rain Brouse and Mukherjee (2024)
Violent Raindrops: Raindrops Are Increasing in Size Brouse and Mukherjee (2024)
Climate Science: The Influence of Love and Hate Brouse (2024)
The Philadelphia Experiment:
a Study on the Reign of Violent Rain Brouse (2024)
Politicians Hinder Fight Against Climate Change Brouse (2024)
The Snowball Effect Brouse (2024)
Teleconnections Brouse (2024)
Thermal Inertia Brouse (2024)
Inexplicable Consumer Behavior Brouse (2024)
Unintended Consequences Brouse (2024)
How is All Real Estate at Risk From Climate Change? Brouse and Mukherjee (2024)
The Decline of Penn's Sylvania Brouse (2024)
Insurance Cost and Availability Brouse (2024)
Shipping Pollution (Sulfur Emissions and Climate Change) Brouse (2024)
Earth's Vital Signs Brouse (2024)
Understanding Straight-Line Winds Brouse (2024)
9 Climate Change Tipping Points Crossed Brouse (2024)
Coral Reefs' Tipping Point Brouse (2024)
Climate Change: How Long Is "Ever"? Brouse (2023)
Climate Change: The End of Times Brouse and Mukherjee (2023)
The Reign of Violent Rain Brouse and Mukherjee (2023-2024)
Flood Insurance Brouse and Mukherjee (1995-present)
Wildfires Brouse and Mukherjee (2024)
Wildfire Sunsets Brouse (2024)
How Do Pollution and Climate Change Kill People? Brouse (2024)
Climate Change and Deadly Humid Heat Brouse (2023)
Tree Extinction Due to Human Induced Environmental Stress Mukherjee and Brouse (2005)
Soil Degradation and Desertification Brouse (2024)
Create a Climate-Resilient Environment in and Around Your Home Brouse (2024)
Climate Change Increases Moisture in the Atmosphere Brouse (2024)
Atmospheric Rivers Mukherjee and Brouse (2022-2023)
East Coast Atmospheric Rivers and AMOC (Atlantic Meridional Overturning Circulation) Brouse (2024)
Climate Change, the Jet Stream, and East Coast Atmospheric Rivers Brouse (2024)
Sea-level Rise: Greenland and the Collapse of the East Antarctic Ice Sheet Mukherjee and Brouse (2022 and 2023)
Sea Level Rise: Then and Now Mukherjee and Brouse (2023)
Measuring Sea Level Rise, Storm Surge, and Gravity Brouse and Mukherjee (2024)
Violent Rain and the Substrate Brouse and Laden (2024)
Climate Change: The Equation Brouse and Mukherjee (2023)
Carbon Offsets and Sequestration: Planting Trees is Greenwashing Brouse (2023-2024)
The Long-term Breathing Experiment Brouse (2023)
Health Impacts of Air Pollution Brouse (2023)
Climate Change and Cigarette Litigation Daniel Brouse (2016 and 2023)
Plymouth Meeting, Pennsylvania and the Creation of the Climate Crisis Daniel Brouse (2023)
Real Estate Underwater: A Florida Climate Change Case Study Daniel Brouse (2023)
Climate Change Impacts on Flood Risks and Real Estate Values Sidd Mukherjee and Daniel Brouse (2023)
Real Estate and Climate Change: Stranded on an Island Daniel Brouse (2023)
Climate Endgame: Exploring catastrophic climate change scenarios Proceedings of the National Academy of Sciences of the United States of America (2022)
Emissions Gap Report UN Environment Programme (2022)
Extreme Heat: Uninhabitable Within Decades U.N. humanitarian aid agency OCHA and the International Federation of Red Cross (2022)
Managed Retreat: Relocating Due to Climate Change Extreme Weather Events Politico (2022)
The Momentum of Rain Daniel Brouse and Sidd Mukherjee (2022)
The Missing Risks of Climate Change Nature (2022)
What about solar energy? Can't we use solar for everything? Daniel Brouse (2022)
If you’re wondering why rain-related severe weather events are becoming more frequent and intense, it’s due to climate change. Rising temperatures increase the amount of humidity in the atmosphere, as warmer air holds more moisture. The Clausius-Clapeyron equation shows that for every 1°C (1.8°F) increase in temperature, the air can hold about 7% more water vapor. This not only raises relative humidity, posing health risks, but it also amplifies the intensity of extreme weather events like storms, floods, and hurricanes.
What turns these severe weather events into ‘violent rain events’ is the application of the drag equation and flow dynamics.
Calculating the exact cost of climate change is an immense challenge due to the complexity of the issue and the numerous interrelated variables that are difficult to measure accurately. However, specific climate-related events provide tangible examples of its economic and societal impacts.
For instance, the 2019 droughts in Taiwan significantly disrupted the global semiconductor industry, which relies heavily on water and energy for production. This disruption led to a worldwide chip shortage, inflating the costs of consumer goods like automobiles, electronics, and household appliances. Similarly, Hurricane Ida in 2021 caused widespread damage to infrastructure, leading to shortages and price hikes in building materials such as lumber and concrete.
The larger, though perhaps less evident, feedback loops associated with climate change are of profound concern. One of the most critical examples is the escalating cycle of energy consumption driven by rising global temperatures. As temperatures increase, populations worldwide -- particularly in regions like India and Texas -- are consuming more energy to maintain personal climate control, primarily through air conditioning and other cooling systems. This surge in energy demand is most pronounced during extreme heatwaves when electricity grids are strained, often relying on fossil fuels to meet peak loads.
The impact of climate change on insurance rates and coverage illustrates the growing and unsustainable costs of climate-related disasters. In high-vulnerability areas like coastal properties and states such as Florida, Louisiana, Mississippi, Georgia, Oklahoma, Texas, Arizona, Arkansas, Alabama, New Mexico, Nevada, Colorado, California, and Washington, the convergence of rising insurance premiums, frequent natural disasters, and declining property values creates a compounding crisis. For example, in Florida, Louisiana, and California, taxpayers already subsidize homeowner insurance premiums due to the inability of private insurers to bear the mounting risks alone. In Florida, the state-owned insurer, Citizens Property Insurance Corporation, has become the largest insurer, a testament to the scale of market withdrawal by private companies.
Quantifying the cost of declining life expectancy and quality of life is fraught with complexity. How do we assign a monetary value to something as personal and multifaceted as health or the years a person can expect to live? Nonetheless, the impacts of declining life expectancy and deteriorating health outcomes in the United States are increasingly visible and consequential.
The health consequences of climate change are vast and far-reaching, posing challenges to both life expectancy and quality of life:
Air pollution remains the leading environmental contributor to premature death worldwide, and climate change worsens its impact. Higher temperatures intensify ground-level ozone and particulate matter, both of which are linked to respiratory and cardiovascular diseases. Wildfires—becoming more frequent and intense due to climate change—release massive amounts of toxic smoke, further degrading air quality and increasing respiratory illnesses.
Heat waves, amplified by global warming, disproportionately affect vulnerable populations, including the elderly, infants, and those with pre-existing health conditions. Heat-related cardiovascular strain is a growing concern, especially in regions unaccustomed to extreme temperatures.
Rising global temperatures and habitat disruptions are driving the spread of zoonotic diseases, as seen with increased cases of dengue fever, Lyme disease, and other vector-borne illnesses. This trend not only endangers public health but also imposes additional strain on already overstretched healthcare systems.
Severe weather events, such as hurricanes and floods, disrupt healthcare delivery by damaging infrastructure and supply chains. For instance, Hurricane Helene in 2024 caused a severe shortage of IV solutions, demonstrating how climate-related disruptions can ripple through the healthcare system with life-threatening consequences.
Climate-related health challenges will inevitably drive up healthcare demand and costs, impacting individuals, businesses, and governments. Higher treatment costs for chronic diseases, coupled with increased hospitalization rates due to heat and pollution, suggest that health insurance premiums will rise significantly. However, the economic impact is not straightforward. While increased mortality might reduce some long-term healthcare costs for individuals who die younger, the societal and economic costs of lost productivity, caregiving burdens, and the emotional toll on families are substantial.
The decline in life expectancy, compounded by climate change, underscores the urgent need for comprehensive public health and environmental policies. Reducing greenhouse gas emissions, improving air quality, and preparing healthcare systems for climate-induced disruptions are essential steps. Additionally, increased investment in climate adaptation—such as heat-resistant infrastructure and wildfire management—can mitigate some of the health impacts, ultimately improving both quality of life and life expectancy.Additional References