Watch for Falling Interest Rates 
If you current rate is higher than 7.75%, it is time to 
consider re-financing.  Today's rates are at their lowest 
level in five years.  You can start the process of saving money today.  
(If your are buying a home, you can afford more now!) 
Example Of Savings 
On a $100,000 30 year mortgage that has a current rate of 8.5% and is re-financed to
6.75%, the savings can be greater than  $40,000.00, 
 
or 
keep the same monthly payment and cut the term almost in half!
How to do it -- quick and easy.
The information you provide on the request 
form will be reviewed by a loan officer. If it is prudent for you to re-finance, 
a mortgage package will be shipped to you.  In the event that you are 
purchasing a home, you should also 
be pre-qualified.  
Interest Rate Quotes
You may obtain interest rate quotes by filling out the 
 form request page 

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